No matter what you're saving up for - be it your first home, a brand new car, or a much-needed holiday after one lockdown too many - incorporating some easy habits into your daily routine could help you reach your goals much faster.
Keep reading to see our top 3 daily money-saving habits that will boost your savings in no time!
1) Bring Your Own Lunch
Now that many of us have returned to the office, it can be tempting to indulge once again in a Tesco meal deal or Starbucks as a treat. However, this habit can quickly add up (particularly if you’re doing it 5 days a week!).
The cost of going out to lunch can vary. You may spend £3 on a sandwich or £15 at a restaurant with your work friends.
Buying food to prepare at home and packing it for work isn’t free either, but according to @michelleschro of makingsenseofcents.com, bringing your lunch to work has the potential to save you $100 (approximately £72) a month!
That’s £72 which could be better spent towards something else, e.g. whatever it is you’re saving up for. So, it’s definitely worth getting creative with your lunchbox!
2) Work On Your Side Hustle
Whether it's freelance writing or walking the neighbour's dogs, there are so many ways to make a bit of extra cash outside of your 9-5.
Side hustles can be a great way to diversify your income, helping you reach your savings goals faster - and they don’t need to take up all of your free time.
Check out our blog post for easy steps to finding your ideal summer side hustle!
3) Set Spending Reminders
With ImageNPay, it's easier than ever to keep yourself accountable and set reminders to track your budget.
Loading up your prepaid digital card with a monthly allowance helps to limit your spending, and by checking the app you'll be able to see when your balance is running low - serving as a crucial reminder to go easy on the spending.
Super helpful if you have a tendency to get carried away on payday and can’t quite pinpoint how your balance is going down so quickly!
Our app is available to download for FREE in the UK on iOS! Simply click the button below to get started.
You can also connect with us on Instagram for more money-saving ideas and latest news!
For more information on ImageNPay, what we do and how it works, check out our FAQs page.