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  • Emily Friday

How to Save Money on Christmas Presents | Our Top Tips for Smart Spending This Season

Looking for ways to save as much money as possible on Christmas presents this year?

We've got you!

The good news is that you don't have to sacrifice the joy of gift-giving to stay within your budget. With a few savvy strategies, you can save money on Christmas presents this year without compromising on the joy of the season.

Here are 5 practical tips to help you spread the cheer without breaking the bank!🎄

1) Set a Budget

We know, it's obvious! But before you start any shopping, it's crucial to establish a budget. Determine the total amount you can comfortably spend on Christmas presents, and allocate specific amounts for each person on your list. Having a clear budget will not only guide your spending but also help you avoid the very common, yet avoidable, post-holiday financial blues.

Need some inspo for budget-friendly Christmas presents? Check out our post: Christmas Gift Ideas For Your Budget

2) Get Crafty

Handmade gifts not only showcase your creativity but also allow you to save significantly on your Christmas budget. Consider crafting personalised presents that reflect your thoughtfulness, for example, with homemade treats, DIY gift baskets or even photo albums of your favourite memories together.

Check out this article from Country Living for even more DIY gift ideas on a budget!

3) Look for Pre-Loved Items

Consider exploring pre-loved items as an eco-friendly and budget-conscious alternative. Charity shops and online marketplaces like eBay, Vinted and Facebook Marketplace often offer unique and well-preserved items at a fraction of the cost. Vintage finds can also add a touch of charm to your gifts without burning a hole in your pocket!

4) Save Money on Gift Wrapping

The cost of wrapping presents can quickly add up, and let's be honest, is a total waste of money as most of it ends up in the bin!

Instead of buying expensive wrapping paper and accessories, consider making your own. Use recycled materials, such as newspaper or brown paper, and add a personal touch with handmade tags or ribbons. Not only will this save you money, but it's also an eco-friendly choice.

5) Share the Cost with Group Gifts

If you have a large family or a tight-knit group of friends, suggest the idea of group gifts. When everyone chips in, you can create a truly memorable present that will be treasured by the recipient and prevent you from overspending by buying presents individually.

Check out this article for some amazing gift ideas for groups this Christmas.

All in all, Christmas should be a time of fun with family and friends - not stress. Hopefully, the tips we've shared help and serve as a reminder that you don't need to spend a fortune to enjoy the holidays and spread the joy this season.


If you're worried about sticking to your budget this year and getting carried away when Christmas shopping, an ImageNPay prepaid card can help.

As you can only spend what's already topped up on the card, there's no risk of overspending or being tempted by credit and overdrafts. Treat your ImageNPay card like a 'Christmas Gift Fund' and load your Christmas shopping money to the card - when it runs out, you're done!

Simplify your Christmas budget this year with the ImageNPay app - click below to find out more & download FREE on iOS and Android!

imagenpay app christmas budget


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