• Naomi Harris

3 Reasons to Use a Prepaid Card

Our February blog series will be focusing on the benefits of using a prepaid card and how they can be a great way to improve your finances and shopping experience. Prepaid cards are the future, keep on reading to find out why.

Firstly, what is a prepaid card?⁠

A prepaid card is different to a debit or credit card, because it does not have its own 'account'. Instead you load up your prepaid card with money to spend. Just like a pay-as-you-go mobile, you can only spend how much you put on the card but you can always top it up with extra money when needed.

How are they safer to use online?

Prepaid cards are safer and securer to use for online payments because they are not directly linked to your bank account. Unlike your debit or credit care, a prepaid card protects your bank details from fraud. If you prepaid card details are hacked, your money is safe.

How can they be used for budgeting?

As you load up a prepaid card with you're own money, they are a great tool to build financial independence and budgeting awareness. Whether for yourself, or for your children, a prepaid card helps you stick within your money limits and helps you monitor your spending. By loading a set amount each week/month you can ensure that you stick within your budget and don't risk falling into debt.

How do they save you money?

As previously mentioned, a prepaid card uses your own money. This means you're not borrowing money or paying any high interest rates. By spending your own money, you're saving yourself from spending more to pay back borrowing rates or overdraft fees.

Have these points persuaded you? If yes, then try it for yourself with the ImageNPay app! And if no, try our prepaid app anyway - what have you got to lose?

ImageNPay is a digital prepaid card app available to download on iOS in the UK.

If you want to find out more about our app, head to our 'What Is It' page or take a look at our social pages.

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