• Naomi Harris

Why are Prepaid Cards Safer?

Next up in our prepaid series, is the reasons why prepaid cards are safer to use than your standard payment card.


1) No link to your bank account

Prepaid cards work like a pay-as-you-go phone, because you top up your card with money to spend. This means when you're using your prepaid card to shop online your bank details are safe and secure as they are not linked to your card. By switching to prepaid you can protect your money from online fraud and hackers.


2) PIN number

Even though your ImageNPay prepaid card is stored on your phone, you still have to use a PIN number to access it. Every time you open the app, you are prompted to enter your four-digit passcode. This adds an extra layer of security to your money and ensures that even if you lose your phone, or someone hacks your passcode, your prepaid card details are protected.


3) Debt free

By using your own money to load up your prepaid card you're safe from high borrowing and interest charges. You can never go into debt by using prepaid, so it is a safer way to spend your money and ensure you live within your means. You can find out more here, or stay tuned for next weeks post which explains how you can use prepaid for budgeting!


As you can see, prepaid cards are a great way to keep your money safe and secure.


You can benefit from this (and more!) with the ImageNPay app, available to download on iOS in the UK now!


If you want to find out more about our app, head to our 'What Is It' page or take a look at our social pages.

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